• Loan terms up to 10 years where the monthly payment is only the interest accrued (No principal reduction). This type of loan is ideal for the borrower looking for a short term loan with low monthly payments.

     Fully Amortized Loans:

• Loan terms up to 30 years where the monthly payment is amortized over the term of the loan (Principal reduction).

     Adjustable Rate Loans:

• Loan Terms up to 30 years where the rate is fixed for the first 2 to 5 years then the loan rolls into a adjustable rate. This type of loan is ideal for the borrower looking for a lower monthly payment to start out the term.

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